Flat per-transaction fee. No instant surcharge. No seat fees. Rails-level final on RTP and FedNow
T TruePay
For contractors and subcontractors

Money in your bank before the truck pulls away.

The customer taps once in their banking app. Funds settle on RTP or FedNow rails — final, irrevocable, and timestamped. No "Paid" until it is actually in your account.

See your savings
RTP
FedNow
Check fallback
Settlement ledger Today, 2:47 PM
Hartwell HVAC Inv #4421
$8,420.00 In your bank
Posted 14:46:51 · RTP · final
  • Sent to customer14:31
  • Received by us14:46
  • In your bank14:46
TruePay fee $1.99 flat

Same-day means the same day. Not next morning.

What "Paid" usually means

A status that lies, a fee that hides, a hold that lingers.

Phantom paid

The dashboard says Paid. The bank balance says nothing has moved.

Instant, for a price

A surcharge on every payout just to see funds today, then a hold anyway.

Opaque holds

A ticket queue with no checklist, no timeline, and no clear unlock path.

Net 30 becomes Net 60

AIA cycles and GC slow-pay turn payroll Friday into a phone-call marathon.

How the rails work

One tap from the customer's bank app. Funds final at the rail.

Think Zelle or Venmo, but for B2B and tied to your invoice. The customer pushes; you receive; the ledger reflects the bank.

01

Send invoice. Customer taps.

A push payment from the customer's own bank — no card surcharge, no ACH limbo, no third party holding the money.

02

Rails settle on RTP or FedNow.

Settlement is final and irrevocable at the rail. Not a label on a dashboard — the actual interbank state.

03

QuickBooks and Xero stay honest.

Status reads Sent, Received by us, or In your bank — with a timestamp. "Paid" only appears when the funds are funded.

What you get

Posted pricing. Honest statuses. Holds you can clear yourself.

A flat fee printed on the page

The lowest all-in price we publish stays the price you pay. No instant surcharge tier. No seat math.

Plain-English status, timestamped

Sent. Received by us. In your bank. Three states, three timestamps, one source of truth synced into your books.

Self-service hold unlock

A checklist you can finish in under ten minutes. If a person is needed, expect a real one within one business day.

Offline capture in a basement or pasture

Take the invoice on a mobile phone where service is patchy. The push completes once the bank is reachable again.

Who this is built for

Two trades. One discipline. Honest cash flow.

Field Service

HVAC, plumbing, electrical, property management, auto, landscaping.

Job to be done
Close out on-site without losing the day to processing.
Typical invoice
$320 – $4,800
Old timeline
2 – 3 business days
With TruePay
Today, before sundown
Dominant pain
Offline capture in basements and rural sites.

Commercial Subcontractors

Electrical, mechanical, ironwork, glass and trim — AIA-billing cycles.

Job to be done
Shrink the Net 30 / Net 60 gap that breaks payroll Fridays.
Typical invoice
$28k – $240k
Old timeline
30 – 60 days
With TruePay
Same business day on release
Dominant pain
Slow GC release on multi-tier billing schedules.
What we do not do
No payroll No bill pay No certified-payroll filing One job, done well
Trust signals

The rails are the proof. The integrations keep it honest.

RTP and FedNow are not features we drew on a slide. Holds clear because customers can finish the checklist themselves.

RTP
The Clearing House
FedNow
Federal Reserve
Check
Fallback rail
Built into your books
QuickBooks Online and Xero

Status sync is a pillar, not a sticker. Three states, real timestamps, no mystery line items.

Plays nicely with
Procore, Sage, Foundation

Works alongside AIA-style billing systems without trying to replace them. Sub-tier visibility, no overreach.

Support promise
Self-serve first. A real person within one business day.

We will not stage a live SLA we cannot fund honestly. The checklist clears most holds in under ten minutes.

The honest math

See what you would have paid last year.

Bring twelve months of invoicing. Get a printed number, not a sales pitch. Same-day is same-day, or we do not call it that.

Posted price
Flat fee
Settlement
Same-day, final
Status
Never "Paid" early