Lowest posted price: flat per-transaction fee. No instant surcharge. No seat fees.
T
TruePay
A ledger for the trades

Customer taps once. Money in your account before the truck pulls away.

TruePay settles on RTP and FedNow rails. Same-day means today, posted at the timestamp, with no “Paid” label until funds clear your bank.

See what you would have paid last year
Flat per-transaction fee No instant surcharge No seat fees
Settlement ledger Live
Invoice #4471 · Hartwell HVAC
$8,420.00
In your bank
10:42:11 AM
Sent
10:41:48
Received by us
10:41:53
In your bank
10:42:11
Fee on this transaction $1.99 flat
Rail RTP FedNow

Timestamps are rail-level final. Irrevocable on settlement.

Why crews keep switching

“Instant” that isn’t. “Paid” that isn’t.

Field service owners and commercial subcontractors are tired of platforms that mark an invoice paid before the money lands, then surcharge for the privilege.

Phantom “Paid” labels

Status flips green; money is still in transit for days. Bookkeeping looks clean, cash flow is wrong.

Instant-deposit surcharges

1.5% to move your own money. Add seat fees, hidden tiers, and the “cheap” processor wins on no real day.

Holds without recourse

Funds frozen, no checklist, no human to call. Crews float payroll while a ticket sits unread.

Offline jobs don’t capture

Basements, rural sites, mid-build floors — apps that need bars to take payment leave money on the truck.

What you walk away with

A workday that ends with money in the bank, not a screenshot.

< 60s
From customer tap to funds posted at your bank, at the timestamp.
$1.99
Flat per-transaction fee. Posted on the price page. No tiers, no surprises.
0%
Instant surcharge. Seat fees. Hold-ticket queues. Phantom “Paid” statuses.
How it works

Four blocks. One promise.

Each block does one job well. Read them in order; they line up with the day your crew actually has.
Block 01

Customer-push payments on real rails

Your customer taps once in their bank app — the Zelle/Venmo motion, built for B2B. Settlement on RTP and FedNow is final and irrevocable.

Block 02

Plain-English status, synced to QuickBooks & Xero

Sent. Received by us. In your bank. Three states, each timestamped. Nothing reads “Paid” until funds are actually funded.

Block 03

Posted flat price, offline mobile capture

The lowest all-in price is printed on the price page. The mobile app captures in basements and rural sites; it syncs the moment a signal returns.

Block 04

Self-service unlock for holds

A clear checklist clears most holds in under ten minutes. A human backs you up by the next business day. Honest, not theatrical SLAs.

Audience fit

Built for two trades that get paid like it’s 1998.

For
Field Service
HVAC · Plumbing · Electrical · Property Mgmt · Auto · Landscaping
Job to be done
Collect at the curb, before the tailgate closes.
Sample invoice
$1,200 – $9,500
Before
2–5 days to clear, plus 1.5% for “instant”
After
Funds posted same business day, flat fee
Dominant pain
No signal in basements means no capture, means no payment.
For
Commercial Subcontractors
Electrical · Mechanical · Ironwork · General Trades
Job to be done
Shorten the Net 60/30 gap without selling a receivable.
Sample invoice
$25k – $250k
Before
45–90 days DSO, payroll floated on a credit line
After
Funds in the bank the day the GC approves
Dominant pain
The Net 60 gap eats every margin the project actually earned.
What TruePay is not. Not payroll. Not AP / bill pay. Not certified-payroll filing. One job, done in full.
Fits the stack you have

Status sync is a feature, not decoration.

Books match bank. Bank matches reality. Reality matches the timestamp.

Headline integrations
QuickBooks Online Xero
Works alongside
Procore Sage Foundation
Partners (not products)
Trayd Gusto QBO Payroll
Rails & trust
RTP FedNow Check fallback
From the pilot

Concrete dollars saved. Phantom-paid incidents at zero.

Subcontractor pilot
-31
days of DSO, on average, across pilot subs
“We left Bill.com and the instant-deposit racket. Last month we kept $4,180 in fees we used to pay just to see our own money the same week.”
— Pilot customer, commercial electrical
Support promise
< 10 min
Self-service unlock for the typical hold.
1 business day
Human backup. Honest. No theatrical 4-hour SLA we cannot fund at this price.
Chapter referrals: NECA PHCC AGC ASA · Accountant network
The honest pitch

See what you would have paid last year.

Paste twelve months of invoicing. We line it up against TruePay’s posted flat fee. If we save you nothing, we say so on screen.

Pilot inquiry for subs
Posted flat fee
Same-day, or we don’t call it same-day
No “Paid” until it’s in your bank
Example output
Last year on Bill.com + Instant Deposit
Transactions412
Instant-deposit fees$8,420
Seat & tier fees$2,160
Total paid to move money$10,580
Same volume on TruePay
412 × $1.99 flat $819.88
Illustrative. Your numbers will vary; the calculator uses your actuals.